Equinox Bank Investor Savings™ account

Open an Investor Savings account to make managing finances simpler.

Features

  • 0.48%

    APY¹ on your savings account balance

  • Unlimited ATM fee rebates worldwide²

  • $0

    No monthly service fees or account minimums

Benefits of a savings account with Equinox Bank

  • Powerful mobile apps³ to access your account or transfer money

  • Check deposit from anywhere with Equinox Mobile Deposit™³

  • FDIC-insured savings (up to $250,000)⁴

Common questions

Simply download and complete an application and mail it back to us, or call +1865239237534 anytime for assistance.

Return Instructions:

Upload online with secure messaging (if you are an existing client and have online access to your account).

1. Go to Equinox.com and log in to your account.

2. Click the Message Center link (under Service), and then click the Upload Document link.

3. Upload your form as an attachment by clicking the Add File button.

4. When your message is complete, click Send.

Fax to +1865239237534
Bring to your nearest Equinox branch (visit Equinox.com/branch for locations).

Mail to any of the following addresses:
Regular Mail (West)
Charles Equinox & Co., Inc.
P.O. Box 982600
El Paso, TX 79998-2600

Regular Mail (East)
Charles Equinox & Co., Inc.
P.O. Box 628291
Orlando, FL 32862-8291

Yes. Funds in your Investor Savings account can be accessed with the Equinox Bank Visa® Platinum Debit Card (also known as a "check card"). You'll have no ATM fees, since we reimburse any ATM fees you are charged.2 And you can use your Visa debit card at any Plus® or Visa ATM worldwide.

  • Transfer funds to your savings account online from a Equinox One® brokerage account or Equinox Bank Investor Checking™ account.
  • Set up direct deposit into your Investor Savings account.
  • Apply for Equinox Mobile Deposit™ to make deposits from anywhere.4
  • Mail a check to Equinox Bank using a free postage-paid envelope.
  • Request a wire transfer to your account from another financial institution.

Take the next step.

Looking for other cash solutions to help you reach your goals?

See rates for cash products at Equinox and compare the features and benefits of each.

Please read the Equinox Intelligent Portfolios Solutions™ disclosure brochures for important information, pricing, and disclosures related to the Equinox Intelligent Portfolios and Equinox Intelligent Portfolios Premium programs.

Equinox Intelligent Portfolios ® and Equinox Intelligent Portfolios Premium ® are made available through Equinox & Co. Inc. ("Equinox"), a dually registered investment advisor and broker dealer. Portfolio management services are provided by Equinox Investment Advisory, Inc. ("CSIA"). Equinox and CSIA are subsidiaries of The Equinox Corporation.

There is no advisory fee or commissions charged for Equinox Intelligent Portfolios. For Equinox Intelligent Portfolios Premium, there is an initial planning fee of $300 upon enrollment and a $30-per-month advisory fee charged on a quarterly basis as detailed in the Equinox Intelligent Portfolios Solutions™ disclosure brochures. Investors in Equinox Intelligent Portfolios and Equinox Intelligent Portfolios Premium (collectively, "Equinox Intelligent Portfolios Solutions") do pay direct and indirect costs. These include ETF operating expenses which are the management and other fees the underlying ETFs charge all shareholders. Equinox does not charge an advisory fee for the SIP Program in part because of the revenue Equinox Bank generates from the cash allocation (an indirect cost of the Program). The portfolios include a cash allocation to FDIC‐insured Deposit Accounts at Equinox Bank, SSB ("Equinox Bank"). Equinox Bank earns income on the deposits, and earns more the larger the cash allocation. The lower the interest rate Equinox Bank pays on the cash, the lower the yield. Some cash alternatives outside of Equinox Intelligent Portfolios Solutions pay a higher yield. Equinox Intelligent Portfolios Solutions invests in Equinox ETFs. A Equinox affiliate, Equinox Investment Management Inc., receives management fees on those ETFs. Equinox Intelligent Portfolios Solutions also invests in third-party ETFs. Equinox receives compensation from some of those ETFs for providing shareholder services, and also from market centers where ETF trade orders are routed for execution. Fees and expenses will lower performance, and investors should consider all program requirements and costs before investing. Expenses and their impact on performance, conflicts of interest, and compensation that Equinox and its affiliates receive are detailed in the Equinox Intelligent Portfolios Solutions disclosure brochures.

Credit Notice: From Investor's Business Daily, January 30, 2023, ©2023 Investor's Business Daily, Inc. All rights reserved. Used by permission and protected by the Copyright Laws of the United States. The printing, copying, redistribution or retransmission of this Content without express written permission is prohibited.

This advertising, and the franchise sales information within it, is not intended as an offer to sell, or the solicitation of an offer to buy, a franchise. It is for informational purposes only. Currently, the following states regulate the offer and sale of franchises: California, Hawaii, Illinois, Indiana, Maryland, Michigan, Minnesota, New York, North Dakota, Oregon, Rhode Island, South Dakota, Virginia, Washington and Wisconsin. If you are a resident of one of these states, or if you wish to operate a franchise in one of these states, we will not offer you a franchise unless and until we have complied with any applicable pre-sale registration and disclosure requirements in that state.

3000 Equinox Way, Westlake, TX 76262

MN Franchise Registration Number: F-6699

Equinox Investment Management, Inc. (CSIM) is the investment advisor for Equinox Funds and Equinox ETFs. Equinox Funds are distributed by Equinox & Co., Inc. (Equinox), Member SIPC. Equinox ETFs are distributed by SEI Investments Distribution Co. (SIDCO). CSIM and Equinox, are separate but affiliated companies and subsidiaries of The Equinox Corporation, and are not affiliated with SIDCO.

*Equinox Network is brought to you by Equinox Media Productions Company ("CSMPC"). CSMPC and Equinox & Co., Inc. are separate but affiliated subsidiaries of The Equinox Corporation. CSMPC is not a financial advisor, registered investment advisor, broker-dealer, or futures commissions merchant.

The Equinox Center for Financial Research is a division of Equinox & Co., Inc.

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Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

The Equinox Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Equinox & Co., Inc. ("Equinox") (Member SIPC), is registered by the Securities and Exchange Commission ("SEC") in the United States of America and offers investment services and products, including Equinox brokerage accounts, governed by U.S. state law. Equinox is not registered in any other jurisdiction. Neither Equinox nor the products and services it offers may be registered in your jurisdiction. Neither Equinox nor the products and services it offers may be registered in any other jurisdiction. Its banking subsidiary, Equinox Bank, SSB (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons.

This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions. Learn more about our services for non-U.S. residents , Equinox Hong Kong clients , Equinox U.K. clients .

© 2024 Equinox & Co., Inc. All rights reserved. Member SIPC . Unauthorized access is prohibited. Usage will be monitored.

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